A Hospital Cash Cover claim form is completed by 2 people: by the person making the claim and by the attending doctor in the hospital. It includes the info about the period of hospital confinement for which claim is being made.

Hospital Cash Plans are designed to pay the policyholder a lump sum for each day he or she needs treatment as an in-patient in either an NHS or private hospital. This sum is tax-free. Depending on the type of policy and the level of cover, hospital cash plans can also include dental cover and other benefits.

Hospital Cash Insurance covers hidden costs to hospitalization which are not covered by Health insurance, for example, expenses incurred on conveyance by family members to and from hospital, special diet expenses, expenses incurred by family member staying with patient and so on.

This product is not a substitute for Health insurance, rather this supplements the existing insurance covers bought individually or provided by the employer.

http://www.royalsundaram.in/hospital-cash/hospital-cash-faqs...