Member since Jun '09

Working languages:
Spanish to English

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May 2024
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Ruth Ramsey
Passionate about Spanish and detail

St Albans, England, United Kingdom
Local time: 20:25 BST (GMT+1)

Native in: English Native in English
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Passionate about Spanish, Business and Finance
Account type Freelance translator and/or interpreter, Identity Verified Verified member
Data security Created by Evelio Clavel-Rosales This person has a SecurePRO™ card. Because this person is not a ProZ.com Plus subscriber, to view his or her SecurePRO™ card you must be a ProZ.com Business member or Plus subscriber.
Affiliations
Blue Board affiliation:
Services Translation, Editing/proofreading, Website localization, Language instruction
Expertise
Specializes in:
Finance (general)Business/Commerce (general)
InsuranceInvestment / Securities
ManagementHuman Resources
Certificates, Diplomas, Licenses, CVsGeneral / Conversation / Greetings / Letters

Rates
Spanish to English - Rates: 0.06 - 0.07 GBP per word / 25 - 28 GBP per hour

KudoZ activity (PRO) PRO-level points: 507, Questions answered: 348, Questions asked: 357
Project History 34 projects entered    18 positive feedback from outsourcers

Payment methods accepted Visa, Check, MasterCard
Portfolio Sample translations submitted: 1
Spanish to English: Agreement between CECA and Raiffeisen International
Source text - Spanish
La Confederación Española de Cajas de Ahorros (CECA) y Raiffeisen International Bank-Holding AG (Raiffeisen International, miembro del grupo austriaco RZB y el mayor grupo bancario en Europa Central y del Este (ECE) presente con más de 2.700 sucursales y diez millones de clientes) han firmado un acuerdo de colaboración en virtud del cual Raiffeisen International prestará servicios financieros además de en Austria, en dieciocho países de ECE a empresas españolas clientes de Cajas de Ahorros.

El convenio se enmarca dentro del Plan de Internacionalización puesto en marcha por la CECA en abril de 1998 y complementa otros acuerdos ya firmados con entidades de Alemania, Francia, Luxemburgo, Reino Unido e Iberoamérica.

En virtud del presente acuerdo, Raiffeisen International pone a disposición de los clientes de las Cajas a través de sus subsidiarias bancarias y financieras (compañías de leasing, seguros, desarrollo de proyectos, fusiones y adquisiciones, etc) en cada uno de los dieciocho países de ECE, una amplia gama de productos y servicios financieros con una atención personalizada y una estructura operative en cada país, ofreciendo servicios bancarios de alto valor añadido en una de las áreas geográficas de mayor interés para las empresas españolas. Entre ellos se encuentran: financiación a corto y largo plazo de sus proyectos empresariales en esos países; asistencia en sus operaciones de comercio exterior; consecución de informes comerciales; asistencia en la implantación de filiales y compra de empresas; apertura de cuentas de exportador; transferencia de pagos para beneficiaries en los países de ECE; tramitación de órdenes comerciales y emisión de garantías locales así como la ejecución de créditos documentarios.

Las ventajas para las Cajas que se derivan de este acuerdo-marco se concretan en la posibilidad de disponer de una atención personalizada a través de un único interlocutor para los dieciocho países de ECE además de Austria, que les permite poder ofrecer sus productos y servicios a sus empresas cliente y tener un mayor contacto con la realidad económica y comercial internacional.

La firma de este acuerdo contribuye a extender la asistencia a clientes en mercados de interés económico para las Cajas, añadiéndose a los que ya tiene la CECA firmados en Latinoamérica con Citibank y en países europeos con otras redes de Cajas de Ahorros o entidades internacionales de primera línea como Lloyds Bank en el Reino Unido. En resumen, la CECA cubre 44 países que suponen una red de 35.000 sucursales, siendo el objetivo final de la CECA la cobertura mundial, dando siempre prioridad a los mercados considerados por las Cajas como estratégicos para su negocio.


Translation - English
The Spanish Confederation of Savings Banks (Confederación Española de Cajas de Ahorros-CECA) and Raiffeisen International Holding AG have signed a cooperation agreement, which will allow Raiffeisen International to provide financial services, not only in Austria, but also to Spanish companies that are already clients of the Savings Banks, in eighteen Central and Eastern European (CEE) countries. Raiffeisen International is part of the Austrian group RZB. It is the largest banking group in the CEE and has more than 2,700 branches and 10 million customers.

The agreement forms part of the Internationalisation Plan put in place by CECA in April 1998. It complements other agreements which have already been signed with firms in Germany, France, Luxembourg, the United Kingdom and Latin America.

Under this agreement, Raiffeisen International is able to provide a wide range of financial products and services to the Savings Banks’ customers in each of the eighteen countries of the CEE. These products and services will be made available through its banking and other financial subsidiaries (companies which specialise in leasing, insurance, project finance and mergers and acquisitions etc). By having a personalised approach and a business structure in each of these countries, Raiffeisen International is able to offer high value-added banking services in one of the regions of the world which is of greatest interest to Spanish companies. These services include: short and long-term finance for business projects in those countries; assistance with foreign trade transactions; the procurement of status reports; assistance with setting up subsidiaries and acquiring companies; opening export accounts; transferring payments to beneficiaries in CEE countries; procedures for commercial orders; the issuance of local guarantees and the handling of documentary credits.

The advantage of this framework agreement for the Savings Banks is a personalised service for their clients, through a single partner, in the eighteen countries of the CEE, as well as in Austria. This enables the Savings Banks to offer their partner’s products and services to their business customers and to be more in touch with the international economic and business climate.

Under the terms of the agreement, assistance will be offered to customers that are in markets of economic interest to the Savings Banks. It adds to the agreements which CECA has already signed with Citibank in Latin America, with other networks of Savings Banks in European countries and with leading international organisations, such as Lloyds Bank, in the United Kingdom. In summary, CECA conducts business in 44 countries through a network of 35,000 branches. CECA’s ultimate objective is to attain worldwide coverage, but at the same time, to always give priority to markets which the Savings Banks consider to be commercially strategic.

Glossaries Automotive, Aviation, Business, Certificates, Education, Engineering, Finance, Food and Drink, General, Government

Translation education Other - DipTransIoLET
Experience Years of experience: 14. Registered at ProZ.com: Jun 2009. Became a member: Jun 2009.
ProZ.com Certified PRO certificate(s)
Credentials Spanish to English (University of Buckingham, verified)
Spanish to English (Chartered Institute of Linguists, verified)
Memberships ITI, CIOL
Software memoQ, Microsoft Excel, Microsoft Word, Abby FineReader, Acrobat Reader DC, OneNote, Wireless Broadband, Powerpoint
Website http://www.essentiallyspanish.com
Events and training
Professional practices Ruth Ramsey endorses ProZ.com's Professional Guidelines.
Bio
I have a First Class BSc (Hons) degree in European Business Management and Spanish and have used my translation skills in several firms I have worked for since 1991 (both in London and Madrid).

I am a Member of the Chartered Institute of Linguists and have passed the Diploma in Translation (Spanish to English), having sat the General, Business and Social Science papers. I am also a Member of the Institute of Translation & Interpreting (ITI) and completed the ITI's 2009 Orientation Course and 2012 Professional Support Group Course.

I currently combine my passion for Spanish with my interest and experience in the areas of finance, business, insurance, banking and management, although I also undertake translations in other fields including law, education, engineering and music. I have completed two financial translations for The London School of Economics.

I used my Spanish for many years working for a financial research/software company in London which specialised in Capital Markets. My most recent role at this firm was as Global Loans Research Manager, where accuracy and an eye for detail were an essential part of my job. Prior to this I worked for a Mexican bank in the City for two years and I also carried out temporary assignments for a Chilean mining firm.

Whilst in Spain I worked for an import and export firm and a computer services company in Madrid. In the latter I carried out translations for the HR Department and the Legal Department. My dissertation for my degree, which had to be translated into Spanish, was on Career Development. I also worked for an independent financial adviser and passed my Certificate in Financial Administration through the Chartered Insurance Institute (CII), which has given me a broader knowledge of the financial services industry.

In addition to translation, I tutor both individuals and groups privately in Spanish. I have taught adult evening classes at various levels at St Albans Girls' School.

I also teach piano to adults and children and have entered many of my students for ABRSM exams.
This user has earned KudoZ points by helping other translators with PRO-level terms. Click point total(s) to see term translations provided.

Total pts earned: 530
PRO-level pts: 507

Top languages (PRO)
Spanish to English503
English to Spanish4
Top general fields (PRO)
Law/Patents184
Bus/Financial171
Other122
Medical16
Social Sciences4
Pts in 3 more flds >
Top specific fields (PRO)
Law (general)192
Finance (general)127
Certificates, Diplomas, Licenses, CVs71
Business/Commerce (general)48
Insurance26
General / Conversation / Greetings / Letters19
Human Resources8
Pts in 4 more flds >

See all points earned >
Keywords: Finance, Business, Banking, Insurance, Investment, Management, Law, Legal, Human Resources, Marketing. See more.Finance, Business, Banking, Insurance, Investment, Management, Law, Legal, Human Resources, Marketing, Capital Markets, Loan, Bond, Merger, Acquisition, M&A, Private Equity, Project Finance, Commerce, Correspondence, CV, Music, Piano, Singing, English, Spanish, inglés, español, banca, seguro, inversión, negocio, gestión, dirección, derecho, recursos humanos, márketing, mercado de capitales, préstamo, obligación, fusión, acquisición, financiación de proyectos, comercio, finanzas, financiero, correspondencia, traductora, traducción, Latin America, Latinoamérica, música, canto, Chartered Institute of Linguists, CIoL, Diploma in Translation, DipTrans, ITI, MITI, tutor, profesora.. See less.




Profile last updated
Feb 20



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